USBC not only believes that Black Lives Matter, we believe that a shared analysis and understanding of racism, its history, and its institutional structure is essential to building and maintaining healthy communities. This is why we have been doing anti-racism training in the community for decades. In 1991 we established ARTI, The Anti-Racism Training Institute of the Southwest, to address institutional racism in New Mexico.

In addition to our work promoting racial equity, USBC has been helping New Mexico communities prosper since 1986 by promoting fair housing, fair lending, crime prevention, financial literacy, locally-based commercial development, and opportunities for youth. 

Through community-based partnerships and legislative advocacy USBC has increased the availability of safe, decent and affordable housing for low and moderate-income New Mexicans. In addition to being an active promotor of fair housing, USBC is New Mexico’s leader in foreclosure prevention. Only USBC provides a full range of foreclosure assistance, with housing counselors and legal services under one roof.

Our HUD-certified Housing Counselors are uniquely qualified to help you with your housing concerns through one-on-one assistance as well as workshops, and our staff attorneys have years of experience representing New Mexico homeowners.

Our Housing Team can provide you with expert assistance in a variety of areas including:

• New Mexico Foreclosure Settlement Program (FSP)

• Repayment Plan

• Reinstatement of Loan

• Loan Modification

• Forbearance       

• Deed in Lieu of Foreclosure       

• Cash for Keys   

USBC's Foreclosure Defense Project was named Outstanding Program of 2012 by the New Mexico State Bar.

There is no income cap for our free housing counseling. Full legal representation is free for those who qualify. We can provide assistance in both English and Spanish.

USBC believes strongly that providing a solid foundation for our youth is the best way to promote and ensure equity in our communities. To that end we have started a number of initiatives to support and develop our local youth including a free after-school program, an award-winning charter school, and a year-round educational community garden.

USBC believes that communities thrive when residents take ownership of problems and opportunities and come together to generate solutions. Our current endeavors include the Historic Neighborhood Alliance (HNA), an initiative to protect quality of life and home values in low-income neighborhoods of color and give low-income families a voice in public policy affecting their neighborhoods. USBC has also pioneered an anti-racism training program that exposes the historical roots of racism and its grip on society today while providing participants the tools for change.